Smart Loans.Instant Approvals.

Get instant personal loans from ₹500 to ₹50,000 with minimal documentation. Disbursal in few seconds.

✓No collateral required
✓Instant decision
✓100% digital process

9:415G 92%

🎉

Congratulations!

₹5,000

✓Approved

Interest Rate13.5% p.a.

Tenure24 months

Monthly EMI₹11,933

Our Products

Loans for Every Need

Whether it's personal or business, we've got you covered

Student Loan

Best Choice

For tuition fees, study materials, and skill courses

500 - 20K

Loan Amount

30 - 90+90 days

Flexible Tenure

Loan extension available + 90 days

Loan Extension

Applied online instantly
No collateral required
Quick disbursal

Loan Calculator

See your EMI before you apply

Loan Amount

₹5,000

Tenure

Estimated Installment

Total Payable: ₹5,075 • Processing Fee: ₹75

₹2,538

How It Works

Get your loan in 6 simple steps

From eligibility check to disbursal, NeoMoney keeps the process fully digital, quick, and transparent.

Download App

Install the NeoMoney app to begin your digital loan journey.

Check Eligibility

Instant check with no impact on your credit score.

Complete KYC

2-minute secure verification with Aadhaar and PAN.

Choose Loan Plan

Compare tenure and interest options, then pick your best-fit offer.

Get Disbursed

Loan amount is transferred directly to your bank account.

Repay with Ease

Track EMIs in-app and repay on time using auto-pay or UPI.

Download App

A modern banking for modern companies

Whether you need advice on investment strategies, debt management, or retirement planning, our professionals are dedicated to helping you navigate financial decisions.

Personal Loan

For personal needs

Complete KYC

Instant KYC

Why Choose Us

Lightning Fast

Approval in 90 seconds, disbursal in 2 minutes

Lowest Interest Rates

Starting at just 15.5% p.a competitive pricing

Minimal Documentation

Just Aadhaar, PAN & bank statement

24/7 Support

Get help anytime via chat, call, or WhatsApp

We're here 24/7 to help with anything

24/7 Customer Support

Get 24/7 support from our friendly customer support agents.

FAQs

Explore FAQs for detailed instructions on specific features.

Learn everything about

Discover guides tailored to beginners and advanced users.

FAQs

How quickly is a loan approved?

Most applications are reviewed instantly and approved within minutes.

What documents are required?

Typically Aadhaar, PAN, and basic income details are enough.

Can I prepay my loan early?

Yes, prepayment options are available based on your selected loan plan.